Financing with Our Dealership

Island Kia takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Island Kia Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Island Kia can help you get into the new or pre-owned vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Financing Made Simple for Your New or Pre-Owned car or SUV

We know that you love Kia models, and we can understand the appeal. These models are known for their longevity and style, plus they're affordable so our Jersey City, Brooklyn, Woodbridge and Bayonne customers can make the most of their busy schedules. If you have found a model that suits your needs, or you are just beginning your quest, consider what your financing options might be.

Choose Between Affordable Auto Leases and Car Loans at Island Kia

One of the first aspects of auto financing drivers from the Jersey City, Brooklyn, Woodbridge and Bayonne areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Kia while keeping monthly payments low. A loan is a favorite for many near Staten Island since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.

Apply for Financing & Work with Our Team at Island Kia

We can help you by entering your information into this easy and secure form and letting our team take a look. We can help you learn what financing terms you qualify for, and whether to lease or buy. Our team is standing by in Staten Island to help you bring home the right Forte, Sportage, Telluride, Seltos or Sportage Hybrid today. Contact us to learn more.

Your privacy is important to us.

Island Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Island Kia

    1581 Hylan Blvd
    Staten Island, NY 10305

    • Sales: 718-727-7000
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Get in Touch

  • Contact our Sales Department at: 718-727-7000
  • Monday9:00am-7:00pm
  • Tuesday9:00am-7:00pm
  • Wednesday9:00am-7:00pm
  • Thursday9:00am-7:00pm
  • Friday9:00am-6:00pm
  • Saturday9:00am-6:00pm
  • SundayClosed